We pool small contributions and institutional money into patient capital for Africa’s smallest businesses. We kicked off in October 2026. We open in November 2026.
Field Chronicle • Design Studio
Autonomous enterprise over extractive debt
Conventional finance overlooks the backbone of continental commerce. We construct a permanent collective balance sheet to sustain foundational enterprise.
Millions of informal master craftspeople and essential traders operate without sovereign credit. We build direct, dignified liquidity pathways where conventional banks demand collateral no small business can hold.
We reject predatory interest and exploitative microfinance margins. By blending pooled individual gifts with endowment capital, we deploy non-extractive, patient capital designed around seasonal harvest and artisan production rhythms.
Capital without autonomy creates vulnerability. Every capital rotation integrates peer governance circles, supply-chain negotiation support, and localized operational infrastructure that safeguards multi-generational continuity.
From Accra's Makola stalls to Nairobi's Gikomba cooperatives, mutual rotation has always anchored commerce. Ubuntu Susu institutionalizes this trust at continental scale, ensuring our collective surpluses remain permanently within our communities.
We have not raised our first dollar yet. Every single cent, allocation, and audit will be public from day one.
“When spider webs unite, they can tie up a lion.”
— Ethiopian ProverbComplete, unvarnished disclosure of all contributions, investment yield, operating expenditures, and allocation cohorts released on a strict seasonal rhythm.
Custodianship managed by civic leaders, cooperative guild organizers, and forensic auditors with legally binding non-distribution fiduciary mandates.
An open-access foundational covenant establishing capital deployment rules, voting protocols, and absolute restrictions against secondary financial speculation.
Continental and national media on the fund’s unveiling, branding, and road to launch.
AAASME, SEC and AICCI unveiled the Continental SME Fund ‘Ubuntu-Susu’, to launch Africa’s SMEs from millions into billions, with the formal launch planned for November during the Africa Celebrates programme.
Read at Vanguardarrow_outward
The $1.4 billion Ubuntu Susu Continental SME Fund is an Afrocentric finance model inspired by Africa’s traditional revolving contributory savings system, popularly known as ‘susu’, with its pre-launch staged at 2025 Africa Celebrates in Addis Ababa.
Read at African Newspagearrow_outward
A pan-African initiative championed by AAASME — the new Ubuntu Susu brand identity made its first official public appearance at Africa Celebrates 2025.
Read at AAASMEarrow_outward
An African-inspired financial model rooted in traditional cooperative savings systems, restructured into a modern framework — with the official launch of the $1.4 billion UbuntuSusu Fund slated for the fourth quarter of 2026.
Read at Tribune Onlinearrow_outwardJoin the founding register of small contributors and institution allies. No unsolicited outreach, only charter documentation and allocation notices.